What is the Danger in being in Debt?

One of the dangers of being in debt is that if you keep pulling out loans or borrowing money you may pay them back but you'll be so use to borrowing getting loans. Sometimes when you get too many loans you have to pay an interest rate that means you have to pay more than what you need. Also if you get too many loans you may never be able to pay back all the money you borrow. Instead of having to retire in the future you'll be literally working until you die or until you pay off that huge debt you'll be getting yourself into .

It is dangerous because you might never get out of it. Then you'll have to file yourself in bankruptcy. Although it will help it will not be a picnic in the field. You may never get out of your debt because you'll just get use to borrowing money that you forget that you owe money so that's why you are then in debt.

Job research on civil rights

Pay:
In 2006, the median salary for a civil rights lawyer was $102,470, with the bulk of salaries in the range between $69,000 and $145,000 per year. Fresh out of college, an average lawyer will earn a median annual salary of $60,000 within nine months, though some may earn upwards of $85,000 per year. More experienced lawyers, meanwhile, will earn significantly more money, although the salaries vary as much as the employment locations and specialties.

What i benefit:

To many being a civil rights lawyer means that others will be benefiting from your work and help. I feel the opposite when comes to benefiting. I feel not only will the person that is the victim will be benefiting but i feel that i will benefit because i will content with helping others.I will benefit more wisdom and comprehension on our laws.

How much education will i need? :

The educational process i will have to go through begins with a 4 year undergraduate from a university. Then it's followed by a 3 year education at a law school. During law school, an aspiring civil rights lawyer will make the decision to take the courses needed to specialize in constitutional law. After graduating from law school, the lawyer has to pass the bar exam before practicing law. I learned that every state has their own bar exam so i would have to check the bar requirements within the sate that i would be in the future (probably in Arizona)


What is the work schedule? :

I am not sure about the work hours.

Why is it important to have money in a savings?

It's important to have money in a saving because of future emergencies. You need to be prepared in case of any accident or mishap that may happen like your house burning down. You won't know where to go or where to sleep. So then you remember that you have money saved or "emergency money" and then use to rent an apartment or use a certain amount of cash then save more money so you can buy a new house.It's also important to have money in a savings account because that way you won't have to be in too much debt.

Why is it important to make an investment?

In my opinion investing in something is a good risking decision. It's good because if the company your investing is doing well then you just made money very easily. But then if the company doesn't do very well then you just lost money in that company . Also it's a good idea if you invest in stocks because then if the company then starts to make millions well then you get money as well. But it doesn't matter what type of invest you do like stocks, real estate, bonds, or a mutual fund you still have that risk of losing money but at the same time you can be lucky enough or more like if you make the smart decisions then you will end up making money.

Why do people become poor?

Many Americans and others around the world become poor because they don't know how to budget their money very well. They decide to spend all their money in one day and forget about the future. Many people don't know how to differentiate between their wants and their needs. They think getting the new technology and stuff is a need when it's not like getting ipods or laptops. Another reason is many people get into way too much debt. One way i will avoid becoming poor is avoid borrowing or getting loans. I will also know how to control my money as well as know what i want and what i need.

List of things in Family room

1. big t.v.
2. 20 to 40 DVD'S
   
3. 50 to 60 VHS
4. 5 different books
5. 4 different plants
6. 3 sculpted vases
7. 1 fish tank
8. 2 couches

Green fonts are needs
Red fonts is wants

career plans

1. I want to a Civil rights lawyer and or a politician that has reform civil rights

2. For college i would have to attend the College Of Sandra O' Conner and for university i would go to ASU

3. I would have to attend social science classes and attain a P.H.D for my high school plan sign up for as much community service and take classes that relate to social sciences